Since I have never owned a business before, I was wondering…..where does one get a loan in order to start a business? And how much can one really get? Just for your information, I called SME Bank (I never even knew this bank existed! It is a bank to help Malaysian entrepreneurs flourish, like real….) to enquire and they told me that in order to qualify for a business startup loan, I’d have to submit a business proposal and if it got approved, I’d be able to borrow up to RM250,000.
So what if I needed more money? What do I do then? Hmmm……..
Any ideas?
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Mamapumpkin spent 7 years in London committing crimes to gain her Bartlett degree in Architecture. She then spent 7 years as a Stay At Home Mom raising her children as documented in this blog of over 15 years thereafter returning to the Corporate World stronger than ever as the Country Director of a British Multinational. She sets out to prove to all, that you can have anything and everything that you want; if you have that fire of desire burning within and the drive to work hard. Even better with much love.
Mamapumpkin has not only grown corporate businesses successfully in the past but has grown not one but TWO network marketing businesses in the notorious MLM (Multi-Level Marketing) industry, achieving success in under 2 years. She believes in the MLM business model but realises the DRASTIC PITFALLS and great stigma attached to it, understanding EXACTLY WHY the majority would shy away (or RUN for their lives) from ANY MLM business. But open your eyes and take time to understand it intellectually, remove your hang-ups, confirm your research, and you may just want to seize an opportunity. She did. And no, she never went about chasing people for sales. She had a sophisticated system work for her through technology and a smartphone.
She now impacts lives authentically with proven strategies amassed through the last decade of her own transformation offering online coaching programmes and always supports the underprivileged. She believes that we can all have a life of our own desires to enable real contribution into the world. But first, one needs to understand what this all means.
A beautiful life without limits.
If you wish to learn some tools to propel your life forward guaranteed, be brave enough to make contact as her life's purpose is to build people. She operates through a discovery call after which she will commit to helping you. Or not.
Most lose out on an opportunity because they are afraid they would be sold to, conned or whatever fear resides in their brain without even trying. And that's on them.
Mamapumpkin is a living testimony that women really can have a lot. Being financially and time free has enabled her to travel the world anytime, anywhere, doing anything, and she spends most of her days with her children, having fun, and supporting others wherever she can. Also having fun.


The kind of loan you’re looking at is a loan based off that business plan and secured using you or your house as collateral. That can be used to finance part of your business. Fund raising for small businesses can also include any other individuals up to a specific amount (which you’d probably have to research). Otherwise, you’re looking for ‘angel investments’ … typically meaning you’ll have to give away a significant portion of your company to secure their investment dollars in you. Beyond this, you may be looking to generate dollars through public listing … which may not be way you’re after. Colin
ask yr mom and tok tok. hehehe
go to http://www.smidec.gov.my
They are located along Jalan Duta, Menara Matrade. U can walk in anytime (during biz hours) with ur proposal or no proposal. Approvals will be done in 2 weeks and moeny disburse in few days. They have loans and grants and different type of category. If u r one of the directors of the company, then u stand a higher chance of obtaining a loan/grant as they will categorize u as Women Entrepreneur. They are a bunch of friendly people. If U do happen to meet with someone who cannot answer ur questions or with no customer sense, do let me know!!!!
and once u become a recipient of loan/grant, the next step will be meeting me…:)
Good luck