I wrote earlier about how I was asked by the Hubs to research bank loans in order to refinance our current deal? Well, it’s a DONE DEAL and I am SO PROUD of myself ? A little effort but all worth it. First of all, did you guys know that when you have a housing loan, that you can save an incredible amount of money if you were to pay it daily instead of monthly? Well, we didn’t know that! And did you also know that you could save money if you took out money from your housing loan to pay off your car loans completely (although this could limit your flexibility)? Bear in mind that interest rates on housing loans and car loans are calculated differently. So, that’s what we did. Juggled things around and moved on to a new bank.

Our current bank didn’t budge much when we requested for a rate adjustment and although the Hubs was ready to accept their offer, I felt that stronger negotiation was required. I called all the banks up to enquire. To be honest, we just have a thing with local banks because their service is just not quite there. This is a generalisation, of course, and no offense intended for anyone who does work in a local bank. Unless an employee really impresses me, I’m good to stay away. And no, none of them did impress me. To cut a long story short, we’ve finally selected OCBC for our new refinance of our housing loan as they not only had the best rates but the best service. Seriously? The guy has been out to meet us anywhere we require, every time we needed him to, and because of that, the loan has been approved and processed within the week. It feels great.

Our previous loan was from UOB and they took THREE MONTHS to revert with an offer. THREE MONTHS (and out of that time, do you know how many times I had to call them to chase them?) versus one week. UOB obviously doesn’t need our business. We’ve already fully paid up another housing loan with them so it’s time to move with the times. We’ll be saving tens of thousands with OCBC and look forward to paying up this property within the next few years – yay!

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Who is Mamapumpkin?
Mamapumpkin spent 7 years in London committing crimes to gain her Bartlett degree in Architecture. She then spent 7 years as a Stay At Home Mom raising her children as documented in this blog of over 15 years thereafter returning to the Corporate World stronger than ever as the Country Director of a British Multinational. She sets out to prove to all, that you can have anything and everything that you want; if you have that fire of desire burning within and the drive to work hard. Even better with much love.

Mamapumpkin has not only grown corporate businesses successfully in the past but has grown not one but TWO network marketing businesses in the notorious MLM (Multi-Level Marketing) industry, achieving success in under 2 years. She believes in the MLM business model but realises the DRASTIC PITFALLS and great stigma attached to it, understanding EXACTLY WHY the majority would shy away (or RUN for their lives) from ANY MLM business. But open your eyes and take time to understand it intellectually, remove your hang-ups, confirm your research, and you may just want to seize an opportunity. She did. And no, she never went about chasing people for sales. She had a sophisticated system work for her through technology and a smartphone.

She now impacts lives authentically with proven strategies amassed through the last decade of her own transformation offering online coaching programmes and always supports the underprivileged. She believes that we can all have a life of our own desires to enable real contribution into the world. But first, one needs to understand what this all means.

A beautiful life without limits.

If you wish to learn some tools to propel your life forward guaranteed, be brave enough to make contact as her life's purpose is to build people. She operates through a discovery call after which she will commit to helping you. Or not.

Most lose out on an opportunity because they are afraid they would be sold to, conned or whatever fear resides in their brain without even trying. And that's on them.

Mamapumpkin is a living testimony that women really can have a lot. Being financially and time free has enabled her to travel the world anytime, anywhere, doing anything, and she spends most of her days with her children, having fun, and supporting others wherever she can. Also having fun.